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If you believe, repent, obey, walk in the light, are fruitful in good works, and persevere in faith and godliness, you show yourself to be one of God’s children exactly because God has worked such saving graces in you—you believe, you repent, you walk in the light, you keep God’s commandments not by virtue of your freewill, but by virtue of God’s grace given to you in regeneration and in sanctification. If God has given you the gift of faith, that faith will not remain hidden, but it will bear fruit. If, on the other hand, you remain unbelieving, impenitent, disobedient, and fruitless, you have no reason to apply the description of believers to yourself.
We notice again the elements of conditional theology that the Protestant Reformed Churches and her sisters reject. First, grace is wider than election or the promise is general and for more than the elect; second, man is able to—and, therefore, must—do something (believe, obey, persevere, etc.) on which the covenant depends; and, third, the “something” (believing, repenting, obeying, persevering, etc.) that a man does is not given to him by grace or included in God’s promise, but is his contribution to salvation. Faith is not—and cannot be—a condition because it is the God-given and God-worked means by which God makes us partakers of salvation, and it is part of salvation itself. And in that sense—necessary means—the older Reformed writers used the term “condition.” Because of its ambiguity, many modern Reformed writers avoid the term, and because of its erroneous nature, we reject both the term and the theology behind it.
The sinner who is the object of salvation (the one who is saved) is not the doer of salvation, that is, he does not save himself, he does not contribute to his salvation, and no part of God’s salvation depends on any activity that he performs, either by or without the grace of God. Of course, once God begins to save a sinner, he makes that sinner active and conscious, but the sinner’s activity, even his conscious activity (believing, repenting, etc.) is always only the fruit of God’s activity, or God’s saving work by the Spirit of Christ in him.